Term life insurance is where a sum is paid to beneficiaries in case the insured person passes away within the term. The payoff is known as a death benefit. However, you can get life insurance riders on your policy by paying a bit extra. Should I Buy Riders with Term Insurance? Riders for term insurance give you additional coverage options
Freelancing is becoming increasingly common across the United States—about 35% of the American workforce belongs to freelancers. A full-time freelancer is, in effect, a small business owner and susceptible to the same risks as any enterprise would be. So, a freelancer also needs business insurance. Why Do Freelancers Need Insurance? You can get commercial insurance to protect yourself in the
With the onset of the summer, there’s nothing more pleasant than to dive into your home swimming pool to cool down. However, you need to follow certain precautions to avoid any unprecedented events. Let’s take a look at some of the safety tips for your home swimming pool this summer. Enclose the Pool Area One of the essential safety tips
Having jewelry is nice, but what if your precious gems get lost or stolen? Although jewelry insurance is part of your homeowner’s policy, it is advisable to learn more about protecting your gems. Here’s how you can guard your gems with jewelry insurance: Make a List Identify the jewels that you would like to get insured by making a list
The spread of COVID- 19 has forced many businesses to temporarily shut down or have their employees work from home. Such prevention measures are unavoidable to make sure everyone is safe. However, most people are concerned about the safety of their businesses. Here are some crime prevention tips for businesses during the COVID- 19 outbreak: Alarms and Security Cameras Installing
Staying lonely or busy in work can affect your emotional well-being, health, and your relationships with others. Try to connect yourself with nature and break the monotony of your hectic life. Here’s how you can get started. Get Some Fresh Air and Sunlight Spend some quality time with your family in your garden or patio to experience and cherish nature.
The coronavirus pandemic has changed our routine life. Practicing social distancing, even in the company of your close friends and family, can make you feel lonely. The lack of connection can impact your mental well-being. Here are some social distancing and mental health tips that can help you during this public health emergency. Avoid Emotional Distancing We need the company
The COVID- 19 outbreak has affected the global economy, especially small businesses like never before. The federal government has enacted CARES (Coronavirus Aid, Relief, and Economic Security) to help small enterprises survive the pandemic. Here is what you need to know about CARES Act loans for small businesses: Types of Loans There are currently two types of loans available: Economic
Keeping your furry friends safe this spring. As a pet owner, you want to do everything in your power to keep your four-legged friend safe. This is why you need to watch out for common springtime risks. Here are some of the hazards that you need to be particularly wary of. Fleas and Ticks If your pets like to play
Tips to protect your business against common insurance claims. As a business owner, you want to protect your company from all the risks that it faces. This is why it’s so important to have the right commercial insurance protection to fall back on. That being said, most business owners would rather not access their insurance if they don’t have to.