We offer both whole life (assured) or term policy, as well as long term care policies.
A Term Life policy covers a specific amount of time, usually between 10 and 30 years. If you pass away during the term, it gives your beneficiaries a payout.
Whole Life (assured)
A Whole Life policy is the simplest form of permanent life insurance – as long as you pay off your premiums, the coverage lasts your entire life. This policy can also have a cash value component.
Long Term Care
A Long Term Care policy protects your savings against the high cost of care at a nursing home, assisted living facility or help from a home health worker.
Things to Consider
- Your age
- Your health and family’s medical history
- Your children’s ages
- Your existing debt
- Your annual income
- How much is left on your mortgage
- Future education costs for your children
Lifestyle Insurance FAQs
Can I get Long Term Care added to my existing life insurance?
The short answer is YES. There are many options on life insurance policies including long term care and disability.