Business

7
Jan

Top Six Ways of Reducing Small Business Insurance Premiums

Here are the top six ways to reduce your premium while still ensuring quality coverage. 1. Thorough Background Checks on Workers The key to lowering premiums is to reduce the number of liability claims against your business. One of the steps to limit claims is to do a thorough background check before hiring employees because workers with past criminal records

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26
Nov

Who Qualifies for a Business Owners’ Insurance Policy?

Businesses of all shapes and sizes have the right to purchase insurance to protect their investment and keep their livelihood on track. All types of businesses have some degree of liability. Many have a large number of assets and employees to consider, as well. Having a business owner’s insurance policy is the best way to prevent financial loss that would

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23
Jul

5 Hidden Costs of Renting an Apartment

If you are moving into a new apartment in another city or state, you would be worried about the utility bills, moving expenses, and, more importantly, the rent. When it comes to apartment renting, hidden costs often land tenants in trouble. Here is what you should know. 1. Renters Insurance Your landlord’s insurance does not cover every accident or incident

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18
Jun

All You Need to Know About Freelancer Commercial Insurance

Freelancing is becoming increasingly common across the United States—about 35% of the American workforce belongs to freelancers. A full-time freelancer is, in effect, a small business owner and susceptible to the same risks as any enterprise would be. So, a freelancer also needs business insurance. Why Do Freelancers Need Insurance? You can get commercial insurance to protect yourself in the

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28
May

How to Secure Your Business During the COVID- 19 Outbreak

The spread of COVID- 19 has forced many businesses to temporarily shut down or have their employees work from home. Such prevention measures are unavoidable to make sure everyone is safe. However, most people are concerned about the safety of their businesses. Here are some crime prevention tips for businesses during the COVID- 19 outbreak: Alarms and Security Cameras Installing

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7
May

How CARES Act Loans Will Save Small Businesses

The COVID- 19 outbreak has affected the global economy, especially small businesses like never before. The federal government has enacted CARES (Coronavirus Aid, Relief, and Economic Security) to help small enterprises survive the pandemic. Here is what you need to know about CARES Act loans for small businesses: Types of Loans There are currently two types of loans available: Economic

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23
Apr

Precautions to Prevent Common Business Insurance Claims

Tips to protect your business against common insurance claims. As a business owner, you want to protect your company from all the risks that it faces.  This is why it’s so important to have the right commercial insurance protection to fall back on.  That being said, most business owners would rather not access their insurance if they don’t have to. 

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5
Mar

Tips for New Female Business Owners

Try out these suggestions to get your business off the ground. With International Women’s Day coming up on the 8th, you might be feeling inspired to accomplish your dream of opening your own business.  Ready to get to work on building your business empire?  Then try out these suggestions to help with your launch. Give Your Vision Focus Before jumping

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27
Feb

Ask Your Agent These Commercial Insurance Questions

Understand your business insurance by asking questions. As a business owner, you are an expert in your industry.  However, this does not mean that you are an expert on your business’s insurance needs.  This is why it’s important to work with a reliable insurance agent who specializes in commercial lines.  To help you make informed coverage decisions, ask your agent

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30
Jan

How to Create an IT Disaster Plan for Your Business

Help your business bounce back after an IT emergency. Today, businesses are reliant on data, digital systems, and hardware.  In fact, without a functional IT system, your business’s operations would probably come to a screeching halt.  This is why it’s so important to have a plan for dealing with unexpected IT emergencies.  To ensure that your business can recover from

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