Personal

2
Jul

Get the Best Auto Insurance at the Lowest Cost

When shopping around for car insurance, understanding the factors that influence the cost of premiums can help you negotiate the best price. Here’s what auto insurance companies look at when giving you a quote. Your Driving History, Habits, and Usage Your insurer will check your driving record to understand risk levels. They will look at the number of accidents you’ve

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25
Jun

Term Life Insurance Riders: What You Need to Know

Term life insurance is where a sum is paid to beneficiaries in case the insured person passes away within the term. The payoff is known as a death benefit. However, you can get life insurance riders on your policy by paying a bit extra. Should I Buy Riders with Term Insurance? Riders for term insurance give you additional coverage options

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11
Jun

Useful Swimming Pool Safety Tips for Summer

With the onset of the summer, there’s nothing more pleasant than to dive into your home swimming pool to cool down. However, you need to follow certain precautions to avoid any unprecedented events. Let’s take a look at some of the safety tips for your home swimming pool this summer. Enclose the Pool Area One of the essential safety tips

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9
Jun

Guard Your Gems with Jewelry Insurance in the Best Possible Way

Having jewelry is nice, but what if your precious gems get lost or stolen? Although jewelry insurance is part of your homeowner’s policy, it is advisable to learn more about protecting your gems. Here’s how you can guard your gems with jewelry insurance: Make a List Identify the jewels that you would like to get insured by making a list

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14
May

Mental Health and Social Distancing Tips During the Coronavirus

The coronavirus pandemic has changed our routine life. Practicing social distancing, even in the company of your close friends and family, can make you feel lonely. The lack of connection can impact your mental well-being. Here are some social distancing and mental health tips that can help you during this public health emergency. Avoid Emotional Distancing We need the company

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16
Apr

Reasons Why Life Insurance is a Good Idea

Ways that you can benefit from having life insurance. While most adults accept that life insurance is a necessity, they often overlook the fact that securing this coverage can actually come with major benefits.  Not convinced?  Then consider these reasons why life insurance is such a good idea for you. It Can Protect Your Loved Ones’ Financial Future In a

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9
Apr

Home Security Upgrades That Can Unlock Insurance Discounts

Making these home updates can help you save on your insurance. Just because you have homeowners insurance doesn’t mean that you need to pay an arm and a leg for it.  While there are many ways that homeowners can lower their insurance rates, one money-saving method is making home upgrades that increase your safety and security.  But which upgrades can

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19
Mar

Avoid These Major Life Insurance Missteps

Don’t make these mistakes when it comes to your life insurance. As you settle down and get ready to start a family, one of the things that you need to do is secure the right life insurance coverage.  Unfortunately, many people do not know the first thing about life insurance, and they end up making bad coverage decisions.  To ensure

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12
Mar

What You Need to Know About Insurance for Unlicensed Drivers

What unlicensed drivers need to know about auto insurance. If you don’t currently have a driver’s license, then you may assume that auto insurance is out of the questions for you.  However, this isn’t actually the case.  You do have some options when it comes to securing the car coverage that you need.  Here’s what you need to know about

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20
Feb

How Your BMI Affects the Cost of Your Life Insurance

How your weight can affect your life insurance rates. When you apply for life insurance, you will have to answer a series of health questions and undergo a medical examination.  As part of your examination, your body mass index, or BMI will be measured.  But why are life insurance providers so concerned with this measurement?  Here’s how your BMI will

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