Personal

13
Feb

Do Drivers with Health Insurance Need Uninsured Motorist Coverage?

Why drivers need uninsured motorist coverage, even if they have health insurance. As a driver, you do not want to carry unnecessary auto coverages that increase your insurance rates.  This is why you may be wondering if you can go without uninsured motorist coverage.  While it may seem that this coverage simply overlaps your health insurance, this isn’t the case. 

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6
Feb

How to Protect Your Home from Thunderstorm Damage

Don’t let a thunderstorm cause damage to your home. As temperatures start to get warmer, the risk for thunderstorms increases.  Unfortunately for homeowners, a thunderstorm can cause serious damage to their property and belongings.  To protect against thunderstorm damages, here are some of the precautions that you should take around your property. Trim Trees If you have trees near your

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23
Jan

How To Deal With Rude Neighbors

Living with bad neighbors can be a source of major stress.  However, you don’t have to sit back and simply accept your neighbor’s discourteous behavior.  Instead, take these steps to deal with rude neighbors and potentially build a positive relationship with your neighbor. Tips for Dealing with Rude Neighbors 1. Make Sure You Are Not the One at Fault While

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16
Jan

Dispelling Common Myths About Electric Cars

Don’t believe these lies about electric vehicles. As electric cars become more popular, so do the misconceptions about them.  Sadly, these mistruths often prevent drivers from giving these eco-friendly vehicles a fair chance.  To ensure that you aren’t making unfair assumptions about electric vehicles, here is the truth behind some of the most common myths. “They Don’t Have Enough Range.”

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9
Jan

Why Your Home Insurance Rates May Have Gone Up

Factors leading to home insurance premiums increases. As a homeowner, you understand why your insurance rates increase after filing a claim.  However, it’s important to know that your claims history isn’t the only thing that affects your rates.  Here are some of the other factors that can cause your homeowners insurance premiums to increase at renewal. Increased Likelihood of Extreme

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26
Dec

How Homeowners Can Protect Their Homes This Winter

Preventing damage to your home this winter. Because winter weather conditions are the harshest that you will face all year, it’s important to protect your home from the elements.  To prevent damage caused by freezing temperatures, wind, snow, and hail, here are some of the precautions to take around your home. Keep Your Home Heated– Homeowners should keep their home

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21
Nov

Steps to Take If You’ve Locked Yourself Out of Your Car

What to do if you’ve locked your keys inside your car. If you haven’t already locked yourself out of your car, then chances are you will probably do it at some point in your lifetime.  While this is a distressing situation, there are steps that you can take to get back inside your vehicle.  Here’s what you should do if

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14
Nov

Tips for Making Your First Home Inventory

Suggestions to help you with your home inventory. If you’ve just secured homeowners insurance, then your agent has probably advised you to make a home inventory.  However, because this task is so tedious, many homeowners put it off as long as possible.  Unfortunately, not having an updated home inventory can cause issues with your insurance.  Here’s why it’s so important

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7
Nov

Don’t Slack on These Homeownership Tasks

Homeowners often forget about these important tasks. If you own a home, then you know you are responsible for paying your mortgage and keeping up with routine repairs.  However, there are many other tasks that seem to slip homeowners’ minds.  To ensure that you are being a responsible homeowner, don’t forget to keep up with these tasks. Update Your Alarms

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31
Oct

What’s the Difference Between Personal and Commercial Auto Insurance?

How personal and commercial auto coverage differs. If your work operations require the use of company or personal vehicles, then you need the protection offered by commercial auto insurance.  But why do business owners need to secure commercial auto policies, and how are they different than personal policies?  Here’s what you need to know. In actuality, personal and commercial auto

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