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15
Apr

All You Need to Know About Life Insurance for Diabetics

Diabetes is a serious medical condition. There are two types of diabetes, Type 1 and Type 2. With today’s medical advancements, individuals with either form of diabetes are living longer, more productive lives. Understanding how to manage your condition is the first step in reducing your risk of a life-threatening event. Individuals with both types of diabetes are now eligible

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8
Apr

A Complete Motorcycle Insurance Guide

Like your automobiles, your two-wheelers are precious adventure tools that you don’t want to see grounded or ruined. Also, considering the risks associated with riding your bike and accident-related fatality, you need insurance coverage that will protect you and your motorcycle. Here’s a complete beginner’s guide to two-wheeler insurance that will help you avoid major financial pitfalls. Motorcycle Insurance Requirements

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18
Mar

Three Statistical Factors that Affect Your Car Insurance Rates

Insurance companies use many factors to determine the premium rate specific to each client. Persons with expensive possessions, cars, or businesses may be charged higher than others. Insurance providers also consider statistics to set prices; that is, they study facts and figures and use them to determine their rates. Here are some of the car insurance industry statistics that are

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4
Mar

Term vs. Whole Life Insurance: Which One is Better?

Term life insurance is coverage for a specific sum of years where the benefits are awarded to the beneficiaries if the insured dies within the coverage period. Whole life insurance is protection for benefits to be paid to the beneficiaries at any time the insured dies. Both coverages have their pros and cons, but the former is significantly cheaper than

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18
Feb

Does My Homeowners Insurance Cover My Child at College?

Insuring your home is an important step in protecting your family. As your children grow up and move off to college, they may no longer be covered by this layer of protection.  These kids are living outside your property, and it can influence the coverage of your homeowners insurance. Is your child on campus? It all comes down to your

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4
Feb

Stay at Home Valentine’s Day Ideas

Valentine’s Day is a special celebration of love. We often think special days like this should be celebrated in special ways. Of course, it should, but our concept of special can become distorted. We want to make reservations in a restaurant like others or go through the hustle and bustle of pushing through crowds to see a movie. Here is

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21
Jan

Things to Consider before Buying Insurance for a Snowmobile

Available Discounts Snowmobile insurance plans often include discounts for customers to pay subsidized prices with equal benefits. Here are some of the common snowmobile discounts: a) The multi-policy discount – Customers enjoy discounted rates for buying coverage for two or more snowmobiles. b) Easy-pay plan – Also called autopay, clients can set up scheduled installment payments by allowing the carrier

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7
Jan

Top Six Ways of Reducing Small Business Insurance Premiums

Here are the top six ways to reduce your premium while still ensuring quality coverage. 1. Thorough Background Checks on Workers The key to lowering premiums is to reduce the number of liability claims against your business. One of the steps to limit claims is to do a thorough background check before hiring employees because workers with past criminal records

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23
Dec

What Are the Items Covered By Valuable Personal Property Insurance?

Valuable personal property insurance is purchased to cover special items that may be valued differently than other items you own. Items that are valued significantly higher due to their age or uniqueness may require a special policy that will provide additional coverage if they are lost, damaged, or stolen. It’s important to know what type of damage is covered for

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11
Dec

How Can Life Insurance Policy Be the Best Christmas Gift?

Buying life insurance as a Christmas gift isn’t such a bad idea. It can be difficult to buy Christmas gifts, especially when you have no idea what people want. Who wants to buy gifts that will only sit on a shelf, end up being thrown in the attic, or donated to a local charity? Instead of buying gifts that will

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