Blog

21
Jan

Things to Consider before Buying Insurance for a Snowmobile

Available Discounts Snowmobile insurance plans often include discounts for customers to pay subsidized prices with equal benefits. Here are some of the common snowmobile discounts: a) The multi-policy discount – Customers enjoy discounted rates for buying coverage for two or more snowmobiles. b) Easy-pay plan – Also called autopay, clients can set up scheduled installment payments by allowing the carrier

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7
Jan

Top Six Ways of Reducing Small Business Insurance Premiums

Here are the top six ways to reduce your premium while still ensuring quality coverage. 1. Thorough Background Checks on Workers The key to lowering premiums is to reduce the number of liability claims against your business. One of the steps to limit claims is to do a thorough background check before hiring employees because workers with past criminal records

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23
Dec

What Are the Items Covered By Valuable Personal Property Insurance?

Valuable personal property insurance is purchased to cover special items that may be valued differently than other items you own. Items that are valued significantly higher due to their age or uniqueness may require a special policy that will provide additional coverage if they are lost, damaged, or stolen. It’s important to know what type of damage is covered for

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11
Dec

How Can Life Insurance Policy Be the Best Christmas Gift?

Buying life insurance as a Christmas gift isn’t such a bad idea. It can be difficult to buy Christmas gifts, especially when you have no idea what people want. Who wants to buy gifts that will only sit on a shelf, end up being thrown in the attic, or donated to a local charity? Instead of buying gifts that will

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26
Nov

Who Qualifies for a Business Owners’ Insurance Policy?

Businesses of all shapes and sizes have the right to purchase insurance to protect their investment and keep their livelihood on track. All types of businesses have some degree of liability. Many have a large number of assets and employees to consider, as well. Having a business owner’s insurance policy is the best way to prevent financial loss that would

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12
Nov

4 Practical Thanksgiving Safety Tips for Homeowners

Thanksgiving is a time to enjoy with your friends and family, gathering around a feast of your favorite foods, making memories, and it is all about celebrating life. Enjoying these special times is your main priority, but you should also take precautions to protect your guests from accidents or injuries that could ruin your good times. Keep Your Home Secure

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22
Oct

Know the Benefits of Getting Life Insurance in Your 20s

Getting life insurance in your 20s offers you many more options than if you wait until you are older. The younger you are when you sign up for your policy, the lower your premiums will be. You are in better health and have your entire life ahead of you. Even if you do not yet have a family, the benefits

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8
Oct

Discover the Benefits of Liability Insurance for LLCs

Risks are part of doing business. LLCs, sole proprietorships, and large corporations all face some degree of risk at many different levels. Service-oriented businesses face liability risks, just like companies that produce products. The risks may vary, but they are significant just the same. If left unprotected, the financial losses you incur may be too much for your business to

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24
Sep

Do Startups Need to Consider Cyber Insurance?

Do you know that 90% of organizations reported phishing attacks last year? So with continuous integration of technology and business, it is vital to consider IT security in the budget of your startup. Do you believe that a breach won’t happen to your organization just because it’s a budding company? Well, think about it again. In the US, about 65%

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10
Sep

Tips for Parents to Reduce Car Insurance Rates

It is both scary and exciting when you hand over the car keys to your child for the first time. For your teen, beginning to drive means stepping towards independence and freedom. However, it also adds immense responsibility. For the parent, it is a surge of anxiety over safety and the added cost of insuring their young new driver. But

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